If you are thinking of buying a home and you live in Connecticut, then do take a look at the Connecticut Housing Finance Authority (CHFA). They have several programs available to help lower income and first time buyers, these programs will help you to finance a lower interest mortgage, and give you help with your initial down payment on your home. If you have a disability and want to purchase your own home, there could be help for you too. There are conditions that you will have to meet for all these schemes, but if you fit the program, there is real help available.
It can be confusing to find your way around all the options for financing your home, but in fact home finance mortgages can be divided into two categories. The first is fixed rate mortgages; these have an interest rate that is set at the beginning of the mortgage, and means that you will have the same monthly repayments for the whole term of your mortgage.
Adjustable Rate mortgages (ARMs) start with a relatively low interest rate, but at set periods within the term of the mortgage, this rate can be adjusted. The adjustment is usually dictated by a financial instrument such as Treasury bills, so that it is equitable to all. These mortgages are great if you think you will be moving within five years.
You can also choose the period of the mortgage, usually 10, 15, 20 or 30 years, giving you a reasonable period to repay your loan. This is the largest financial transaction most people ever enter into, so you must be sure that you make the right decision.
Our featured Connecticut Home Financing partners:
With interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car, or pay for a child’s education. GuideToLenders.com will provide you with competitive loan quotes from up to four lenders. Different types of refinance loans offered are 30-year fixed, 15-year fixed, adjustable rate, and interest only. You’ll receive the best rates and options available, regardless of your credit. It takes less than a minute to apply, and you have nothing to lose. Find your refinance loan right now.
With interest rates at all-time lows, there has never been a better time to get a home equity loan or line of credit. Need money to improve your home? Maybe you need a new car, or need funds to send a child to college? Whatever the reason, your home is an excellent source of cash. GuideToLenders.com will provide you with competitive loan quotes from up to four lenders. You’ll receive the best rates and options available, regardless of your credit. Your interest on these loans may even be tax deductible. It takes under a minute to apply, and you have nothing to lose. Find your home equity loan or line of credit right now.
A debt consolidation loan may be the solution you need for mounting debts. By tapping into your home’s equity, this type of loan enables you to pay off all your existing debts with one loan. The interest on this new loan may even be tax deductible. At GuideToLenders.com, you’ll receive loan quotes from up to four competing lenders. And don’t worry if your credit is less than perfect. It takes under a minute to apply and you have nothing to lose. Get started.
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You found the perfect home — now you need the perfect loan. Imagine having the best mortgage lenders competing for your business. At GuideToLenders.com, up to four lenders will provide you with the best rates and options available. Whether you have excellent credit or have declared bankruptcy, our lenders are eager for your business. Different types of first mortgages offered are 30-year fixed, 15-year fixed, adjustable rate, and interest only. It takes less than a minute to apply, so get started right now.
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MoneyNest can help you search through hundreds of lenders and to find the most competitive rates. Get loans for mortgage refinancing, second mortgages, a home equity line of credit, home improvement, or debt consolidation. No fees are required and all credit histories are considered. Fill out a single application and get up to 4 FREE quotes.
Countrywide Home Loans
Qualified homeowners – even those with less-than-perfect credit – may now access their home’s equity to get cash, consolidate debts, and lower monthly expenses. Countrywide Home Loans may also help applicants who are self-employed or have high consumer debt. We offer competitively priced home loan programs, including fixed rate, adjustable rate, refinance and home equity loans.
>Contact us today for a free loan consultation.
DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
– Reduce your interest rates
– Lower your monthly payment
– Consolidate into one monthly payment
– Eliminate late & overlimit fees
– Stop harassing phone calls (if behind)
Our featured partner for Investment Assistance:
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use Web-based tools is that you rely on facts to make decisions – not emotions. The benefits are less stress, better results and, dare we say it, fun.