Credit Debt Counseling

Non-profit credit counseling can be really useful if you find yourself in a mess financially, owing more than you can repay. A good credit counselor will help you to work out what you owe and what you can afford to repay, how you can budget all your expenses for the month, and will help you to negotiate with your creditors for better rates of interest and repayment terms. Indeed, they may well do this negotiation for you, and may suggest that they will undertake the repayments on your behalf; you simply pay them one lump sum every month and they will pay different creditors.

This kind of credit counselor should not ask you for any money for their services. They get their money from the creditors, who will pay them for the recovery of the debt (or a part of it). It is their job to recover debts and to help you by counseling and education to make sure that you can recover from this situation so that you do not find yourself having to be declared bankrupt- a situation that everyone wants to avoid if possible.

Credit counselors will also help you to recover your credit rating by advising you on the best way to manage debt to increase credit scores, thus making sure that you will be able to function well financially in the future. They will help you to pick up the financial pieces and get on with your life- which is the best way of recovering from this situation.

Debt Relief Network, Inc.

Overcome your debt and get help reducing harassing creditor phone calls without having to file for bankruptcy. At Debt Relief Network, we understand that unforeseen circumstances in life (divorce, medical bills, unemployment, etc.) can sometimes lead to a seemingly overwhelming debt burden. Our experienced, friendly personal counselors will work with you to help you overcome your debt and get on the road to financial freedom.

DebtWave Credit Counseling, Inc.

DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
– Reduce your interest rates
– Lower your monthly payment
– Consolidate into one monthly payment
– Eliminate late & overlimit fees
– Stop harassing phone calls (if behind)


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Financial Entrepreneur

I'm passionate about business and finance. After working 10 years for an international organisation, earning more money than most people would need to have very good life, I decided to jump on my own life and businesses. My main incomes are from my financial investments and businesses.

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