Kentucky Home Financing

Kentucky may be known for the Derby, fried chicken, and bourbon but many people are discovering what it’s like to settle down in one of America’s most beautiful states. With a variety of Kentucky home financing options available, it’s never been easier to make your move into the Bluegrass state.

The first step is to review your credit records. Doing this immediately will save you time later. It isn’t unusual for records to contain errors and they can rarely be fixed overnight.

After reviewing your financial records, look into pre-qualifying for a home loan. When you pre-qualify, you go to a lender and apply for a mortgage before you actually start looking for your dream home. It not only gives you a general idea of your price range but also allows you to move quickly if and when you find the right house. This is especially helpful when you aren’t the only buyer interested in a particular home.

You can finance your new home through a variety of financial institutions or various state government lenders. Shopping for a home loan is no different than shopping for any other large purchase. You can save money if you take some time to look around for the best prices. Slightly different percentage points are offered from lender to lender but over the course of the life of the loan, even half a percentage point might translate to tens of thousands of dollars.

The Web can offer valuable information for first time homebuyers no matter where in Kentucky you decide to call home.

GuideToLenders

With interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car, or pay for a child’s education. GuideToLenders.com will provide you with competitive loan quotes from up to four lenders. Different types of refinance loans offered are 30-year fixed, 15-year fixed, adjustable rate, and interest only. You’ll receive the best rates and options available, regardless of your credit. It takes less than a minute to apply, and you have nothing to lose.

MoneyNest

Shopping for a loan has never been easier. MoneyNest is an online loan marketplace that allows you to send a single application to over 400 lenders. Submit your application and get access to low rates on a second mortgage, refinance, home equity line of credit, or a home improvement or debt consolidation loan.

Countrywide Home Loans

Qualified homeowners – even those with less-than-perfect credit – may now access their home’s equity to get cash, consolidate debts, and lower monthly expenses. Countrywide Home Loans may also help applicants who are self-employed or have high consumer debt. We offer competitively priced home loan programs, including fixed rate, adjustable rate, refinance and home equity loans.

DebtWave Credit Counseling, Inc.

DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
– Reduce your interest rates
– Lower your monthly payment
– Consolidate into one monthly payment
– Eliminate late & overlimit fees
– Stop harassing phone calls (if behind)

INVESTools

The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use Web-based tools is that you rely on facts to make decisions – not emotions. The benefits are less stress, better results and, dare we say it, fun.

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Financial Entrepreneur

I'm passionate about business and finance. After working 10 years for an international organisation, earning more money than most people would need to have very good life, I decided to jump on my own life and businesses. My main incomes are from my financial investments and businesses.

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