Mississippi is home to the incredible magnolia tree, Bottlenosed Dolphin, herds of whitetail deer and flocks of cheerful Mockingbirds. Of course, if you want to make Mississippi your home, doing a little research on Mississippi home financing is your first step.
Review your financial records by checking the various credit reporting agencies. Make sure your current records don’t contain inaccurate information. Doing this early will save you time later.
Home purchases are filled with details, particularly financial ones, and can be mind-boggling. Choosing the right real estate professional can make the entire process and experience much easier. A real estate broker should be aware of all the important things you’ll want to know about your prospective neighborhood from school quality to neighborhood safety.
Another valuable process is pre-qualifying for home financing. By taking this step you’re also ensuring you can move quickly if and when you find the right house.
Shopping for the right type of mortgage is also an essential part of a successful home purchase. Currently, the most popular is the fixed-rate mortgage in which the interest rate stays the same for the term of the mortgage. An Adjustable Rate Mortgage (ARM) features an initially lower interest rate and monthly payment, but the rate and payment can change either up or down, as often as once or twice a year.
Finding out even more about your financial options is as easy as surfing the Web. Do a little research and you can save time and money.
Our featured Mississippi Home Financing partners:
With interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car, or pay for a child’s education. GuideToLenders.com will provide you with competitive loan quotes from up to four lenders. Different types of refinance loans offered are 30-year fixed, 15-year fixed, adjustable rate, and interest only. You’ll receive the best rates and options available, regardless of your credit. It takes less than a minute to apply, and you have nothing to lose. Find your refinance loan right now.
Shopping for a loan has never been easier. MoneyNest is an online loan marketplace that allows you to send a single application to over 400 lenders. Submit your application and get access to low rates on a second mortgage, refinance, home equity line of credit, or a home improvement or debt consolidation loan. Get up to 4 FREE quotes.
Countrywide Home Loans
Qualified homeowners – even those with less-than-perfect credit – may now access their home’s equity to get cash, consolidate debts, and lower monthly expenses. Countrywide Home Loans may also help applicants who are self-employed or have high consumer debt. We offer competitively priced home loan programs, including fixed rate, adjustable rate, refinance and home equity loans.
DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
– Reduce your interest rates
– Lower your monthly payment
– Consolidate into one monthly payment
– Eliminate late & overlimit fees
– Stop harassing phone calls (if behind)
Our featured partner for Investment Assistance:
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use Web-based tools is that you rely on facts to make decisions – not emotions. The benefits are less stress, better results and, dare we say it, fun.