The Big Sky country is chock full of big values. There’s never been a better time to buy your dream home in Montana. Of course, if you want to make this rugged land your home, doing a little research on Montana home financing is your first step.
Before you begin, you’ll want to review your credit records. It isn’t unusual for records to contain errors and they can rarely be fixed overnight.
Next, look into pre-qualifying for a home loan. When you pre-qualify, you visit a lender to apply for a mortgage before you actually start looking for your dream home. This will give you a general idea of your price range and will help you move quickly when you find the right house. This is especially helpful when you aren’t the only buyer interested in a particular home.
There are many options when it comes to financing your new home. A variety of financial institutions or various state government lenders are ready to work with you and your financial situation. Shopping for a home loan is no different than shopping for any other large purchase. You can save money if you take some time to look around for the best prices. Slightly different percentage points are offered from lender to lender but over the course of the life of the loan, even half a percentage point might translate to tens of thousands of dollars.
If you need even more detailed information, the Web is a great place to start your new home purchase.
Our featured Montana Home Financing partners:
With interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car, or pay for a child’s education. GuideToLenders.com will provide you with competitive loan quotes from up to four lenders. Different types of refinance loans offered are 30-year fixed, 15-year fixed, adjustable rate, and interest only. You’ll receive the best rates and options available, regardless of your credit. It takes less than a minute to apply, and you have nothing to lose.
Shopping for a loan has never been easier. MoneyNest is an online loan marketplace that allows you to send a single application to over 400 lenders. Submit your application and get access to low rates on a second mortgage, refinance, home equity line of credit, or a home improvement or debt consolidation loan.
Countrywide Home Loans
Qualified homeowners – even those with less-than-perfect credit – may now access their home’s equity to get cash, consolidate debts, and lower monthly expenses. Countrywide Home Loans may also help applicants who are self-employed or have high consumer debt. We offer competitively priced home loan programs, including fixed rate, adjustable rate, refinance and home equity loans.
DebtWave Credit Counseling, Inc.
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
– Reduce your interest rates
– Lower your monthly payment
– Consolidate into one monthly payment
– Eliminate late & overlimit fees
– Stop harassing phone calls (if behind)
Our featured partner for Investment Assistance:
The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use Web-based tools is that you rely on facts to make decisions – not emotions. The benefits are less stress, better results and, dare we say it, fun.