Student Loan Debt Consolidation

By the time students finish their education they usually have more than one loan, and often on different terms and conditions. Student loans take time to pay off, and you may well find that you are paying off loans five or even ten years later.

However, interest rates are really low at the moment, and you should look to see how they compare with the interest rates that you are paying on your student loans. If they are higher, you should consider consolidating your loans to take advantage of these lower rates.

Loan consolidation is actually a process of taking out a new loan and using this to pay off other loans. There are advantages to this, including one repayment, fixed interest terms- very advantageous at the moment- and extended repayment plans. Repayments may well be more sensitive to your present income as well.

There are special consolidation plans that consider only student loans, and you should look carefully at these as they will deal only with specific student loans such as Federal loans, some Health Education loans, Auxiliary Loans to Assist Students (ALAS), National Direct Student Loans (NDSL) and others. Most of these loans have variable interest rates, so consolidation could be a really good move for you and your pocket.

Debt Relief Network, Inc.

Overcome your debt and get help reducing harassing creditor phone calls without having to file for bankruptcy. At Debt Relief Network, we understand that unforeseen circumstances in life (divorce, medical bills, unemployment, etc.) can sometimes lead to a seemingly overwhelming debt burden. Our experienced, friendly personal counselors will work with you to help you overcome your debt and get on the road to financial freedom.

DebtWave Credit Counseling, Inc.

DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
– Reduce your interest rates
– Lower your monthly payment
– Consolidate into one monthly payment
– Eliminate late & overlimit fees
– Stop harassing phone calls (if behind)


The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use Web-based tools is that you rely on facts to make decisions – not emotions. The benefits are less stress, better results and, dare we say it, fun.

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Financial Entrepreneur

I'm passionate about business and finance. After working 10 years for an international organisation, earning more money than most people would need to have very good life, I decided to jump on my own life and businesses. My main incomes are from my financial investments and businesses.

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