Texas Home Financing

Texas has something of the Frontier feel about it yet it hosts the largest medical center in the world, NASA Johnson Space Center and a lively international airport in Dallas, where it is a major economic engine for the region. It is also the seat of state government. It is an area of natural beauty, greenbelts and waterways and is a popular place to live.
Although housing prices are up in Texas, they are still 23% less than the national average. The house appreciation rate is above the national average at 8.5%, so now is a good time to consider buying a house.

Whether you are a first time buyer or planning to upgrade your home, a mortgage is probably the best way to finance buying your home. After deciding you want to move, plan to start saving. Then check out your finances and credit rating. Then you need to find a loan. Remember it is not only the interest rate that is important. Check out other fees and up front points. Also remember that if you use money to pay points it will bring down the margin on the loan, this will save you money over the lifetime of the loan.
Once the loan has been approved make sure that the property has been appraised properly. Being organized and informed on buying property will save you from many common pitfalls that buyers sometimes find themselves in.

Being prepared can make the whole process of buying a house much more simple.


With interest rates at all-time lows, there has never been a better time to refinance.
Take advantage of getting additional cash out to improve your home, buy a new car, or pay for a child’s education. GuideToLenders.com will provide you with competitive loan quotes from up to four lenders. Different types of refinance loans offered are 30-year fixed, 15-year fixed, adjustable rate, and interest only. You’ll receive the best rates and options available, regardless of your credit. It takes less than a minute to apply, and you have nothing to lose.


MoneyNest can help you search through hundreds of lenders and to find the most competitive rates. Get loans for mortgage refinancing, second mortgages, a home equity line of credit, home improvement, or debt consolidation. No fees are required and all credit histories are considered. Fill out a single application and get up to 4 FREE quotes.

Countrywide Home Loans

Qualified homeowners – even those with less-than-perfect credit – may now access their home’s equity to get cash, consolidate debts, and lower monthly expenses. Countrywide Home Loans may also help applicants who are self-employed or have high consumer debt. We offer competitively priced home loan programs, including fixed rate, adjustable rate, refinance and home equity loans.

DebtWave Credit Counseling, Inc.

DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
– Reduce your interest rates
– Lower your monthly payment
– Consolidate into one monthly payment
– Eliminate late & overlimit fees
– Stop harassing phone calls (if behind)


The advantage of having an easy-to-follow, step-by-step investing process with easy-to-use Web-based tools is that you rely on facts to make decisions – not emotions. The benefits are less stress, better results and, dare we say it, fun.

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Financial Entrepreneur

I'm passionate about business and finance. After working 10 years for an international organisation, earning more money than most people would need to have very good life, I decided to jump on my own life and businesses. My main incomes are from my financial investments and businesses.

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